Question:  I received a letter from my loan servicer telling me my loan has been “accelerated.”  What does this mean? Answer:  After a borrower has defaulted on their mortgage loan, the lender has the option––under most mortgages––to demand that the more »

I’m pleased to write that I recently won a decision from Plymouth Superior Court allowing me to raise foreclosure defense claims against a servicer and lender who claimed to have performed a lawful foreclosure against my client.  These claims resulted from the servicer’s more »

The Commonwealth of Massachusetts reached a settlement with several large banks over illegal foreclosure practices against homeowners.  This settlement, among other things, requires these banks to pay monetary damages and assist homeowners with correcting defective title issues resulting from void foreclosures. The settlement is a more »

Question:   I’ve received a notice about a Servicemembers’ Civil Relief Act against me. What should I do? Answer:  The Servicemembers’ Civil Relief Act (“SCRA”) is a federal law that provides certain protections for those in military service.  For foreclosure, the SCRA generally more »