Breaking News: Banks Challenge Local Foreclosure Ordinances

 

Earlier this month, several banks filed a federal court lawsuit challenging several Massachusetts city ordinances related to foreclosure prevention.  These ordinances, among other things, require lenders to engage in mediation prior to foreclosure and rent to homeowners who have been foreclosed.

Foreclosure law in Massachusetts, like the rest of the country, primarily comes from state law.  It is unusual for a town or city to pass an ordinance relating to foreclosure, making these laws ripe for legal challenge.  This is an important case about whether local government can get involved in foreclosure defense, and will undoubtedly decide the fate of other local efforts to prevent foreclosure.  Stay tuned!

Boston Strong!

Yesterday marked the one year anniversary of the Boston Marathon bombing; an event that shook up our city but brought our community together stronger than ever.  Boston has been my home for the past four years and not a day goes by where I’m not grateful to call this place my home.

Of course, you knew that I would tie this post to law somehow and here it goes:  aside from being a great city to live, Boston is, hands down, the best place possible to practice law. We have an amazing legal community filled with with talented, courteous attorneys, bright judges, and an abundance of legal resources, including the fantastic Boston Bar Association and MA Trial Court Law Libraries.  Boston is one the few places where fellow attorneys will not hesitate to drop everything and help a fellow attorney or pro se party with a legal question; a favor I am always willing to return for anyone in need of my help.  And, is it coincidence that some of the best legal movies took place in Boston?  I think not!

Best of luck to the participants in this Mondays’ 2014 Boston Marathon.  For anyone interested in making a donation to support victims of last year’s Boston Marathon bombing, please visit One Fund Boston.

A Foreclosure Defense Attorney is Not a Financial Adviser

A foreclosure defense attorney may be able to do many things for you, such as fighting a foreclosure, preparing a loan modification application, or negotiating a leave from your home.  However, a foreclosure defense attorney is not—and should not—be your financial adviser.

Homeowners facing foreclosure need to make tough decisions on what to do with their homes.  For some, fighting a foreclosure and trying for a loan modification is the best way to go.  For others, walking away and going for a fresh start may make more sense.  A lawyer can advise you of your legal options and what to expect in your case, but advice on the financial implications of your situation is best left to a financial adviser, and not a lawyer.

Now, of course there are many lawyers with financial backgrounds; some who are even financial advisers themselves.  Even so, clients should always get a second opinion on their cases.  Even under the best circumstances, fighting a foreclosure is difficult and you should be certain you are fighting for the right outcome.

Weclome!

Welcome to my blog!  This blog is a resource on Massachusetts foreclosure law.  I am a practicing foreclosure defense attorney and hope you find this website to be informational and useful.  Please contact me with any questions or to see if I can be of help with your case.