When I started this blog almost a year ago, I wrote that one of the major myths of foreclosure defense is that a borrower can get a free home if they fight their foreclosure. What was true then remains true today: more »
I previously wrote about the pending federal court lawsuit brought by several banks challenging local town and city anti-foreclosure ordinances. The cases raises many interesting questions on law and public policy, and is a rare case of local state banks taking legal action to challenge more »
As a huge fan of the television show Breaking Bad, I’m looking forward to Better Call Saul, the widely anticipated spin-off involving Walter White’s attorney: Saul Goodman. Saul was one of my favorite characters on the show; the type of lawyer I never more »
There is no shortage of paperwork involved in a foreclosure. I have found that some of my best educated, most informed clients do not understand all of the important documents involved in the purchase of a home and subsequent foreclosure. Here is a quick overview of more »
The federal Home Affordable Modification Program (“HAMP”) is aimed at offering struggling homeowners a loan modification that will provide them a mortgage payment of 31% of their monthly income. While HAMP is intended to help homeowners, the reality is that more »
I was recently interviewed by MassRealty about defending against a home foreclosure. Check out my interview here!
Earlier this month, several banks filed a federal court lawsuit challenging several Massachusetts city ordinances related to foreclosure prevention. These ordinances, among other things, require lenders to engage in mediation prior to foreclosure and rent to homeowners who have been foreclosed. more »
With foreclosures on the rise in Massachusetts, struggling homeowners will likely continue to apply for loan modifications in record numbers. Loan modifications are a good option for mortgagors who have steady income and need help in obtaining an affordable mortgage loan more »
Massachusetts sued Fannie Mae and Freddie Mac in Superior Court this week for these entity’s failure to comply with Massachusetts foreclosure law. Last year, Massachusetts passed a new anti-foreclosure law that includes a “non-profit buyback provision.” This law prevents an owner of a more »
Anyone involved in foreclosure defense needs to understand Massachusetts’s Housing Court and how this specialized forum works for these types of cases. Housing Court was originally created as a court for housing matters in the City of Boston. Later, its jurisdiction was more »
