Question:  Can my home be foreclosed while I am applying for a loan modification? Answer:  Generally, no.  Recent loan servicing regulations prohibit “dual tracking”, a procedure where servicers review loan modifications while simultaneously pursuing foreclosure.  These regulations restrict servicers from more »

Question:  I received a letter from my loan servicer telling me my loan has been “accelerated.”  What does this mean? Answer:  After a borrower has defaulted on their mortgage loan, the lender has the option––under most mortgages––to demand that the more »

Question:   I’ve received a notice about a Servicemembers’ Civil Relief Act against me. What should I do? Answer:  The Servicemembers’ Civil Relief Act (“SCRA”) is a federal law that provides certain protections for those in military service.  For foreclosure, the SCRA generally more »