Whenever I meet with a potential client, I always ask a critical question: what is your goal for my legal representation? In other words, if I take your case, what do you want to get out it? This question is more »
In this blog post, I want to discuss the options available to stop foreclosure in Massachusetts. Massachusetts is a non-judicial foreclosure state, meaning that a bank does not need to go to court to foreclose a home. Instead, a bank more »
Foreclosure help can be essential for homeowners attempting to avoid foreclosure and save their homes. One of the biggest mistakes homeowners make is waiting too long to get assistance with this stressful process. When should homeowners seek foreclosure help? Preparing more »
I’m pleased to announced that I prevailed today in bringing a lawsuit against a national lender for the denial of a loan modification. The court rejected the lender’s argument that the lawsuit should be dismissed, allowing the lawsuit to go more »
While there are many dedicated professionals committed to helping struggling homeowners avoid foreclosure, the unfortunate reality is that the foreclosure crisis has its share of con artists. Too often, I have met with homeowners who have come to me after more »
The Massachusetts Appeals Court issued an important decision last week concerning a homeowner’s legal rights following a loan modification. In Barrasso v. New Century Mortgage Corporation, the Appeals Court held that a homeowner was unable to raise prior claims more »
The final deadline for HAMP (“Home Affordable Modification Program”) is rapidly approaching: applications for this federal program are due December 30, 2016. HAMP is a federal program aimed at helping struggling homeowners avoid foreclosure. Eligible homeowners can obtain a loan more »
Applying for a loan modification can be an incredibly frustrating experience. Anyone who hasn’t tried to submit one of these applications to a loan servicer has little idea of how much time and work can go into this process. I more »
The Massachusetts Appeals Court issued an important decision last week in Santos v. U.S. Bank (full decision below) regarding a loan modification denial. The Court rejected the borrower’s negligence claim, but acknowledge that other grounds exist for fighting a loan modification more »
I write often about loan modifications, but I’ve had many clients ask me what is a loan modification, and how does it compare to a loan refinance. It is an important topic, as loan modifications are essential for foreclosure defense. more »
